Ask a Trooper: What are insurance rules for new drivers?

Published 8:44 pm Friday, April 14, 2023

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Ask a Trooper by Troy Christianson

Question: My son recently got his driver’s license. Does his name need to be on the proof of auto insurance card?

Troy Christianson

Answer: Minnesota accepts proof of auto insurance on paper or electronically. You son’s name doesn’t need to be listed on the card as long as someone’s is. Talk to your auto insurance agent about adding him to your coverage. Here is what the card must state:

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• Insured’s name.

• Policy number.

• Policy dates of coverage.

• Make, model and year of the vehicle being covered.

• Vehicle identification number or at least the last three digits of that number.

• Name of the obligor providing coverage.

You can avoid a ticket — and a crash — if you simply buckle up, drive at safe speeds, pay attention and always drive sober. Help us drive Minnesota toward zero deaths.

If you have any questions concerning traffic-related laws or issues in Minnesota, send your questions to Sgt. Troy Christianson, Minnesota State Patrol, at 2900 48th St. NW, Rochester MN 55901-5848; or reach him at Troy.Christianson@state.mn.us.

Troy Christianson is a sergeant with the Minnesota State Patrol.